ClearPath National Debt Relief was created with the idea that consumers need support in fighting against powerful creditors. When you choose to work with us, we help you even the odds by providing a team to handle all your enrolled debt. Our aim is to make sure these creditors stop taking advantage of you.

The Truth is these creditors know exactly what they are doing. One of the ways that credit card companies can take advantage of consumers is by making them pay only the minimum payment each month. While this may seem like a good option for those who can’t afford to pay off their balance in full, it’s actually a ploy to keep consumers in debt for longer periods of time. When you make only the minimum payment on your credit card, you’re essentially paying the interest on your balance and not making any progress toward paying down the principal. This means that if you have a large balance on your card, you could be stuck making minimum payments for years without ever making a dent in your debt. Credit card companies know that the longer you stay in debt, the more money they make off of you in interest charges. That’s why they make it easy to make only the minimum payment each month by setting the minimum amount low and advertising it as a viable option for consumers. But the truth is that paying only the minimum payment each month is a trap that can keep you in debt for years or even decades.